FIRST FINANCE is offering
up to 20 Lakh Rupees
Gold Loan Scheme II
Through First Finance Credit Co-Operative Society Ltd. gold loan services you can avail cash against your gold within a few minutes/Hours.
Quick Loan Disbursement
No Charges/Penalties for Prepayments
Gold is evaluated by Authorized Gold Valuer Only
Gold Ornaments will be placed in Locker with High Secured Surveillance Systems
Purity up to 90% on Ornaments (For KDM's)
Aadhaar / PAN / Driving Licence
3 Passport Size photograph
Should be Salaried / Non-Salaried
Age between 21-70 Only
Charges and Interests :
Tenure : 3 Months - 1 Year
Loan Amount : Starts from Rs.20,000 to Rs.99,00,000.
Processing Fees : 0.75% + 18% GST
Valuer Charges : As per Society Norms
Interests : 0-90 Days - 16.00%
91-180 Days - 17.00%
181-270 Days - 18.00%
271-365 Days - 20.00%
Repayment Mode : Monthly Interest
Note : For Pre-Closure, Customer Should pay 3 months Interest amount mandatory while closing their loan account without completing 3 months from the date of disbursement.
* Penalty Charges are applicable upto 4% for outstanding amount.