FIRST FINANCE is offering
 GOLD LOAN

   up to 20 Lakh Rupees

Gold Loan Scheme II

 Through First Finance Credit Co-Operative Society Ltd. gold loan services you can avail cash against your gold within a few minutes/Hours.

  • Quick Loan Disbursement

  • No Charges/Penalties for Prepayments

  • Gold is evaluated by Authorized Gold Valuer Only

  • Gold Ornaments will be placed in Locker with High Secured Surveillance Systems 

  • Purity up to 90% on Ornaments (For KDM's)

Eligibility Criteria:

  • Aadhaar / PAN / Driving Licence

  • 3 Passport Size photograph

  • Should be Salaried / Non-Salaried

  • Age between 21-70 Only

Charges and Interests :

  • Tenure : 3 Months - 1 Year

  • Loan Amount : Starts from Rs.20,000 to Rs.99,00,000.

  • Processing Fees : 0.75% + 18% GST

  • Valuer Charges : As per Society Norms

Interests : 0-90 Days        - 16.00%

                 91-180 Days    - 17.00%

                 181-270 Days  - 18.00%

                 271-365 Days  - 20.00%

Repayment Mode : Monthly Interest 

Note : For Pre-Closure, Customer Should pay 3 months Interest amount mandatory while closing their loan account without completing 3 months from the date of disbursement. 

* Penalty Charges are applicable upto 4% for outstanding amount.